| Ʒ Ư ũ(valuewalk.com) 2024 1 29 Դϴ. ֽĿ ǰ Դϴ. Ǵܿ å ο ֽϴ.
(1 29) 4б ǥϰ ֿ ̴ ũ(SoFi Technologies: NASDAQ--SOFI) ְ ߴ. ũ ġ ȸ ƴ϶, 2021 ó б ߴ.
ְ 20% ϸ 9 ߴ( 9.16).
б
2023 4б ̴ 4,800 ߴ. ̹ ̰ б ̹ ó̸, 4,000 սǰ ϸ ̴.
ͼ ũ. 4б 35% 6 1,500 , 5 9,400 ߴ. Ͱ ġ ȸߴ. ̹ б⸦ ̴ 11б ְ ߴ.
4б ̴ 58 5,000 ű ȸ() Ȯ, ̷ν ȸ 750 ߴ. ̴ б 8%, δ 44% ̴. 4б ̴ 69 5,000 ű ǰ ߰߰, ̷ν ǰ 41% 1,110 Ǿ. ⼭ ǰ̶ ȸ ̿ϴ ÷ ǰ Ѵ.
<̹ : ֿ / ó : Ȩ>
ũ ̴ , , 3 ֿ ι ϰ , 4б 3 ι ְ ߴ. ִ ι δ, ô, ڱݴ Եȴ. 4б 3 ü ϸ鼭, ű 45% ߴ. δ 32 31% ߰, ڱݴ ȯġ Ծ 7 9,000 95% ߴ. ô 3 900 193% ߴ.
̰ ٸ ũ ٸ ΰ Ҵٴ ̴. ̸ ̴ ġϰ ִ. ̿ Ծ ڼ(Net Interest Income: NII) 2 6,300 43% ߴ.
̰ ٸ 2 ι ̸ ȭ ְ ִ. ̴ ÷ ٸ ŷ(banking as a service) ֵ ְ ִ. 4б ι 11% ̻ ű ߰Ǹ鼭 13% 9,700 ߴ.
° ι , ǰ, ߰, ſī Ÿ ϴ ι̴. 4б ι 1 3,900 11% ߴ. ι 4б ְ ߴ.
2026
̴ 2024 1б ̴ ߴ. ̴ 2024 1б 1,000-2,000 ϰ ִ. ̴ 3,400 սǿ ũ ġ.
濵 1б 4 6,000 5 5,000-5 6,000 ϰ ִ. EBITDA(, , ) 7,600 1 1,000-1 2,000 ϰ ִ.
2024 濵 ÷ ι 50% ϸ鼭 ι ū ϰ ִ. ι , 2023 92-95% , 2023 ϰ ִ.
̴ 2024 9,500-1 500 Ͱ 7-8Ʈ ִ ϰ ִ. 2023 30% 230 ű ȸ ǥ ϰ ִ.
濵 2026 ι 50%, ÷ ι 20% ߹, ι 10% ߹ ϸ鼭, ü 20-25% ϰ ִ.
, 2026 ִ 55-80Ʈ ̰ δ. 2026 Ŀ ٽɻ 2024-2026 ű ݿ 20-25% ִ ϰ ִ.
ڵ ȯȣ ϴ. ڵ ȯ ٷ , ̷ ڰ ε Ӱ ̱ ̴. <>
* ó: ̺ ڹ߷Ű(Dave Kovaleski), ̳ ַ̼ (Financial Regulation News) , Ʋ Ǯ(The Motley Fool) ֳθƮ, "SoFi Stock Soars After Company Hits Major Milestone," 2024 1 29, https://www.valuewalk.com/sofi-stock-soars-after-hits-major-milestone/
( 0)