DSF ȭ ƿ﷿ ƿ﷿MAY ϰ ִ ü̴..
ħü ұϰ ġϰ ִ ڵ, ַ» ȣ ӵǾ ߽ Ը ߽ ټ ȸ ̰ , Һħü , 簡 ¿ 濵Ҿȿ, Ȯ Ȳ Һɸ ȭ ȸ ϱ ټ ư ̴.
ұϰ 翡 ε带 ִ ũ ̴..
ù ° ȸ 밨 Һɸ ȸ ñ׳̴
* 1) Һ Һɸ Ÿ ǥ ⳪ 6 ٰ 100 Ÿ ݴ 100 .
2) Һڱ 6 ⳪ ̶ 100 Ÿ ݴ 100 .
100 Ͽ ⳪ ..Ŷ ٴ Ѻ ʿ䰡 ְ 05 1 ǹִ ݵ Ȳ ʾҳ ϴ .
ȭ̳ , Һɸ ſ 踦 ֱ κп ؼ ټ ñ׳ ڵ, 鿡 Һɸ ȸ ȴٸ ٸ ٵ Ŭ Ŷ Ǵ̴..
° ̷ ñ׳ ӿ 簡 ٸ ÿ Һȸ ũ ۿ ִٴ ̴.
ǥ ٿ 2000 100 ȭ, Ҹ Ǹ ٸ ǿ ִ..
Ÿ ô 2000 Ǹ ȸϴµ ұϰ ȭ Ǹ, Ҹ Ǹ ְ Һɸ ȸ Ŭ Ŷ ̴..
ִ ǥ ȭ/Ҹ Ǹ ߴµ..
Һ 100 Ѿ 02 Ǹ 簡 /ϵ оߴ ٸ ٴ ̶ Ǵ̴..
° 鿡 02 ߴµ ұϰ ͷ ̴..
濵 Ͽ Ⱘϰ ұϰ ִ Ͱ濵å Ͽ Ư '03 8 ȭ мǾƿ﷿ ƿ﷿ 1 ڷ ȯ Ծ ̰ ϴ ִ..
ӵǴ ͱ , Ư ֱٿ ΰ Ǹ ϴ PDA POS SYSTEM Ͽ Ȯ ȭ ϰ , 1:1 㼭 ȯ CRMý ȰϿ ȿ 1ȸ ƴ â ȴ..
۳ Ȱ 帧(+) ȯ 46 ϰ ־ Ŭ ̸ äȯ 밨ҿ ¹ ͱ Ǵȴ..
Ÿ 强ǥ ͼǥ Ͽ ¼ ȯǾ Һɸ ȴٸ ް ȣ ¸ Ǵȴ..
..
ְ 3,600, BPS 8,900 PBR 0.4ν Ǵ Ǹ R0E 5.6% ̷ ְ (3,600*0.056) / (0.4*0.085) = 뷫 6,000 Ǵ ȴ..
ȭ īƮ ۿ Ѱ
1) ȭμ Ѱ,
2) ű Ȯ볪 űԻ ο 嵹ı ٴ ,
3) ȸ ̿ܿ ȣ ϱ
5.6 % ROE (ں뿡 ġ), å Ƚ 30% Ͽ 4,000 - 5,000 ̰ ݱ̶ Ǵ ѹ ȸ ñ׳ΰ 簡 Ư Ͽ ROE ɼ ִٴ Ǵܿ ߾ ROE ְ ̶ Ǵȴ..
ROE 6% - 10%̷ ÿ ڻ갡ġ ȸ ȴٴ Ǵ̴.
ż 强̳ ͼ Ͽ BPS 100,000 ROE 20% ְ 300,000 ڻ갡ġ 3 ̾ οް
ȭ 쿡 BPS 35,000 ROE 10% ְ 42,000 20% ̾ οް ִ Ȳ
簡 ROE ̷ شٸ ڻ갡ġ ̻ ̾ ο (ȭ Ѱ ) ڻ갡ġ ȸ Ǵȴ..
ROE ִ Ȳ
ǥְ 12 6,500 - 7,500 ǴǸ
ȸ 밨 ۿ 7,500-8,500 ̷ ± 簡 Ѱ迡 ̴ ̻ ݴ ̶ Ǵ̴..
P.S ̹ ۰ ش ̹ Ŭϸ ũ⸦ ֽϴ..
ι° ö ִ ȭ ֳ?
Ź帮ڽϴ. ٹ..
..մϴ..û ڷḦ ֱ..
繫ǥ Ͻô ͵ ϰ ˴ϴ. ٽ 帳ϴ.^^
û -> Ҹ. -> Ҹž Ǹž -> ҸǸŵ ø Ͻô ڷḦ ֽϴ..