Ϲ ڴ Ʈ̴ ܱ ֽĽ Ѵٰ ֽϴ. ڴ ġ ΰ ż ֽ ְ ö ϱ ڱⰣ ŸŴ ݵŻ ƴ ̿ؼ Ÿŷ ϱ ð ʿ ǵ.
ϴ 밡 3 Ÿźٴ ڸ ؾ ϴ 帮 մϴ.
1. ϴ α
ΰ ״´١鼭 ΰ ߴ μ ȸ ְ ̳ฦ ãƳ Ϳ αָ ãƳ ߽ϴ. ̸ ̶ ߴµ, ܱ Ʈ̵/Ÿ ȼԴϴ. ܰ Ѵٰ ߰.
1. ڽ ̴ ڸ .
2. ɻ Ǵ ڸ .
3. 츮 ؼ, Ϲε ٸ Ϲε ǰ߿ ؼ ڸ .
°, ټ ° ܰ踦 õϴ 鵵 ִٸ鼭 ¸ϴ ڴ ٸ ڸ ϴ° ϴ ɸ ̶ մϴ. µ ϴ ľؼ Ǵ϶ ϴ±. ?
2. ӵ巹 ڽϰ ϴ () ( ڵ)ɸ ̿
ӵ巹 ڽϴ ֽ żߴٸ ǫ ڶ ڸ ߱ ڸ ؼ ϴ.
ü = + ɸ
Ⱓ ־ ߱ 뷫 1~3 ϴ ƴµ, ߱ ֽ , dz Ȥ ̳ ̳Ŀ Ƽ ȴٴ ̴ϴ.
ֽĽ ڷγ19 ҵ ¾ û Ǯ ݸ п ¼ ϰ ִٴ ؼ κ Ͻϴ. ɸδ ʾ Ǯ ȸϴ ۸ ų ݸ ø Ŷ Ǵ ̰.
ġ ȯ 忡 Űܰ ̹Ƿ Ŷ մϴ. δ ֱ ϴ ϴ. ۳ 3 ٴڿ ö ְ ʹ δ㽺ϴ.
3. ġ ֽ żϴ ġ
ġ 밡 ϴ, ְ ֽ ġ ϹǷ ġ ֽ 缭 ġ ϴ ٸ Դϴ. 忡 ҿܵǾ ŷǰ ִ ֽ ġ ︮ ְ ϱ ϴ ڴ 年ϴ. δ ̱ ġڴ 5%ۿ ȴٰ ϴ.
ġ ΰ ٴ ȮǾǷ ſ ڹ̶ ؼ κ մϴ. ᱹ ȿ̱ Ȯϰ. Ұߴ, 65 ûȸ ⼮ߴ ̾ ߵ, 츮 ˰ ֽϴ.
ٸ ϴ. ȸ Իڸ αֿ ϰų ɸ 켭 ϴ ͺٴ ġ ֽ ϰ ð ñ ڰ Ǵٴ . ϴ ϰ ()Ϸ ϸ ˴ϴ.
ϵ, ġڴ ð Ʈ ߽ϴ. ϴ ΰ ġڴ κ ϴ ˷ ֽϴ. ¥ο^^
å:
Ÿ, [ƮƮ Economist on Wall Street in 1970 & 2008]
Ƽ κ, [۷ι ӴϸŴ ħȸ Inside the House of Money in 2006]
ӵ巹 ڽ, [ڴ ɸ̴ in 1991]
帶 ̾߸, [ġڴ Ǵ Value Investing Makes Sense in 2016]
մϴ ^^