FOMO(Fear of Missing Out), ȸ ġ Ϳ η ݱ 忡 ݵ ̻ ̶ ƿԴ. ٸ ִ ׳ Ѻ ֱ ̸, Բ ϰ 屸 翬 ̴.
̾ ִ ڱ ڽ̴١ ϸ鼭, ̷ ո ߴ. ״ ̸ ϸ鼭, Ⱑ ִ 찡 ִٴ ϱ ߴ.
FOMO ̻ Ÿ ñ ϰ ϱ ϴ ڶ ؾ ߿ ִ.
̾ о Ư ȭ ſ ߴ. 谡 . Ʈ̿ ƿ 濡 ̷ ߴ. ̷ Ƹٿ ξ Ȥϴ 뷡 θ ߴ. ̵ 뷡 ʹ Ȥ̾ 뷧Ҹ 鸮 踦 ų װ İ, ʿ ε 谡 ʵǰų ͻϰ Ҵ.
̷ ϱ ̷ 뷡 Ϳ г ־. 뷡 ; Ϳ г ִ , 뷡 İ ʵ ڽ 뿡 ܴ .
ɸ ͽ ڻ(Jordan Peterson) ȭ ô뿡 ȭ Ȯ 縦 Ȥ δ ֵ ʾҴٰ ߴ. ȭ ġ ൿؾ ϴ ˷ֱ ϳ ̾߱ Ǿ. ε ʸ i ̷ ȭ ߴ.
̾ ؿ. ״ ȭ ڸ ϳ ߴ.
ᱹ FOMO ̾߱. ڽ ƹ ̶ ص ġ ̸ Ȥ ٴ ˾Ҵ.
Ģ ߿ϴ
ó ڵ鵵 FOMO ȤǾ ʵǴ ϱ ̸ ȹ Ѵ. ̸ ڽ ȣϴ ϸ鼭 ð Ģ غؾ Ѵ. ̷ Ģ Ǿ ̴.
1. ڽ ϰ Ⲩ Ģ.
2. ð Ģ.
3. ϰ ̾ ڽ Ģ ߾ ִ Ģ.
4. ֱ Ȳ ֵѸ ʴ Ģ. Ģ ó ֿϴ ũ ǥ顯 ϴ ̴. ̷ ũ ǥ ƴ϶ ϴ ǰ ֽ żϰ .
Ģ ʴ ν(Walter Schloss) ̴. ν ̾ ̸ ģ̴. ״ п ٴ ǻͿ ʾҴ. ״ ڽ 繫ǿ ȥ , Ʈʽȸ 50 ̻ S&P 500 8% ̻ ´. Ҽ ̾µ, ̵ ν 迡 ϴ Բ ߰ ڻ ڳ ڵ鿡 ֱ ߴ.
ν Ģ ٷ A4 з Ģ鸸 ־. κ ̾ Ư ߰¿ ͵̾. Ģ Ư â ͵ ͵ ƴϾ, ʾҴ. ߿ ν ڽŸ Ģ ־, Ģ ̾, ν Ģ ״ٴ ̴.
ν : ȸ ٸ ´
ϱ , ν 迡 ߴ 50 ִ ֽ ִ.
ġ ְ ֽĿ ϴ ϰ ġڿ ֵ, װ ֽĿ ߰ ֽ Ҵ. , ̵, ʼҺ, ڷ, , , , コɾ ֽĵ Ҵ. ֽ Ͽ ־.
⼭ ٽ, ð 鼭 Ű ġְ ־ٴ ̴. װ ֽ ã Ѿƴٴ ʿ . ֽ տ Ÿ. ̵ ż ȸ Ǿ. ̷ 鿡 ȸ Ѿư FOMO Ұϴ.
50̶ ϸ ðó ̴. 20~30뿡 ϴ 50 Ȯ װ ϰ Ⱓ ȴ. , ڼݰ α Ⱓ ̺ ξ . ҽ ̷ ð ڽ ϴ Ǵ ݿ ִ ȸ ȴٴ ̴.
ڽŸ Ģ äǥ
ɸп ذå ̷ ڽſ ̴. ڽ ڷμ ൿϱ⸦ ϴ ٸ ȴ.
ī带 å ְ ֱ о鼭, ڽ ڰ DZ⸦ ϴ ϰ, ߾ ڽ 캸 ̴.
, ڽ ߾ ϰ ü δ ̴. 츮 , Ϲ, ε ִٴ ˰ ִ. ͳݿ-- κ -- ٰ ϴ ۰Ÿ. ڽ ̳ Ÿο ߾ ϴ , θ ϰ Ȯϴ ִ ϸ鼭 ڽŸ Ģ Ģ ãƾ Ѵ.
̰ ڽ äǥ ߴ. Ͱ ɿ ÷Ǿ Ͻ ĺ(Mohnish Pabrai) Ͱ ȭ Ϻθ Ұߴ.
" ϴٰ ߴ. ϳ ڽ ϴ ڽſ ű ̰(ܺ äǥ), ٸ ϳ ڱ ű ̴( äǥ). ̷ . ( ) ְ ΰε ־ ΰ ϰڴ°, ƴϸ ( ) ־ ΰε ְ ΰ ϰڴ°?" ȴٸ, ̶ ߴ."
:
Ǿ Ǵϴ 뷫 ̱ ֽ ðѾ ̱ GDP ϰ ߴ.
̱ ֽ ðѾ GDP 190% ְ ̴. ̱ ֽ ðѾ GDP 100% Ǵ ̰, 1980 ʿ GDP 32% ̾. ̴ ̱ ֽ 50% Ǿٴ ǹѴ.
̱ ֽ Ǿٴ ̷ ߷ ʴ´. Ϲ ( ְ) ü Ѵ. ̱ ֽ ̱ , ̱ GDP ξ ʰϰ ִ.
̷ Ȳ ٸ , ֽĽ ϸ (paper wealth: ڻ ) âѴٴ ̴. ֽĽ ° ϸ, ֽ â θ ħ (real wealth; ȭ ڻ) ʰ ȴ. ̷ δ ε ǰ, θ ִ κ װ ȴ. ۿ .
츮 ݰ Ȳ ӿ ƿԴ. 콺 , ̽ý , Ϻ , TMT ( ), ε װ̴. 쿡 ڶϴ ڶϴ ò Ҹ á. ̵ Ų ſ 幰. ۿ .
Ϲ ֽĽ ڶ Ρ ڽ ɼ ̴. װ ñ Ǿ ڵ ū ս ȴ.
Ȥ ϸ, ġ ѷڽ Ż ȸ ġ Ż , ǰ ¥ ż ȸ ִ.
ð Ģ, ¸ ߿ϴ
۰Ŵ 츮 ſ Ƿ ؼ ƴ϶ ٺ ϴ п û Ǿ١ ִ.
츮 δ ٺó µ, Ư Ǯ . ̴ 츮 ΰ Ȱ ִ ũ. ¸ 츮 Ģ â ٺ ϰ ɼ .
̿ õ ʴ ֱ ӽžó Ը ŵ ִ ֽĿ ʴ. ŵڿ ݵ , ΰ ȴ.
ֽĿ ֽ 15% ̻ ŵ ŵ ⺻ Ģ̴. ϴ. ŵ ܷ ̺ ξ , Ŀ ֽ ȮϱⰡ ſ Ȳ ߵDZ ̴. ŵڰ Ŀ ʿ ֽ ż ϸ, ִ. ֽĿ 15% ̻ ŵ Ģ ̹ ߴ(, ð ) Ģ̸, ( ) ̴.
ŵ ֽ ŵ ܷ 60% 70% Ѵ´ٴ ̴. ƴ϶, 轺 & (Bed, Bath and Beyond; ̱ Ȱǰ Ҹü) Ϻ ֽ ŵ ϸ鼭 ÿ ֽ żϰ ִ. ϰ ŵڵ ̷ ٺ ִ ɱ?
2020 ŵڿ ݵ鿡 ؿ ̴. ֽ(, ) żϰ ̹ ֽ(, Ҹ) ŵϴ α⸦ µ, Covid-19 ҵ ġ鼭 ū ´.
ϰ, ε, ȸ ġ ŵڵ ð Ģ ߴ. Ģ ߿ ٷ ̷ .
ӽž ´ FOMO ٸ ش. Ϲ ǰ ִ. ű, ű Ȥ ο ڱ ǰ Ű ִ. 2020 ֽĿ ŵ ո̾ ó ǰ ٰŰ Ǵ ִ. ̴ ǰ . ̷ ǰ ıǴ ǰ ٰŰ Ǿ Ʋȱ ƴ϶ ʹ ̴. , , ߸ ȴ.
̾ FOMO ־...
(FOMO ߴ) 1920 , ̾ ھ ̾.
̾ ״ ڽ θ Ѳ ߴ. ε ΰ ȭ Ʈ Ӵϴ Ƴ ʾҴ. 뵵 ϴ .
Ȳ ġ ̾ ű Ҿ, û óϱ . Ҿȿ ôȴ. 鵵 Ƽ, ̾ ο Ǿȴ.
ģ ó, Ȳ ̾ ɸ ó , ̷ ״ ڹ Űܰ. ̾ ȣȭο ڽ Ÿ ÿ ڽ ູϰ ʾ, Ŀ ڽ ϰ ٰ ߴ.
ֽĽ ϴ .
∙ , 迡 ֽĽ (÷̼ ) ͷ 5-7%.
∙ ó ̼ , ͷ պ ִ.
∙ ͷ ̱ ڴ ü 10% ̸ Ұϴ. ̱ κе
ͷ 1~2% ȸϴ ̴.
∙ , 3~5Ⱓ ְ ø ڴ 3~5 庸 ɼ . ݴ뵵 Ѵ.
̷ ǹϴ , 5% Ȥ 6% ̻ ͷ ø ִ ص ̰ δ Ӱ ִٴ ̴.
̾ ٸ ߰ ó, ٸ ȭ Ÿ ڽ ູϰ ʰ ϰ , Ÿ ȸ ִ.
ϰ ؾ Ѵ. ڽ Ÿ ũ ٲ㼭 ȴ. ȸ ټ ġ ̶ ص, ̷ ϰ, ä ̰, лؾ Ѵ.
FOMO Ƴ !
ֽĽ ؿ FOMO ̴. FOMO κ ᱹ ս ް ̴. ۿ .
ó ڱ ڽκ ڽ Ѿ Ѵ. ڽ ִٰ Ͼ ȴ. õ ̴.
ڽ ϴ ϸ鼭 Ģ Ģ غؾ Ѵ. Ģ ΰ, ƴ϶ Ģ鿡 ߾ ڽ ؾ Ѵ.
, ڽ ùٸ Ģ ϰ ִ Ȯϰ Ȯؾ Ѵ. Ģ ߿ ̴. Ӱ Ϳ ϰ, ϰ ؾ ϸ, ڽ ؿ ʹ Ÿ ߱ ʵ ؾ Ѵ. <>
* ó: ص Ʈ(Andrew Hunt), ġ: ġڷμ ϴ ħ(Better Value Investing: A Simple Guide to Improving your Results as a Value Investor) , BEN GRAHAM WAS OBSESSED WITH FOMO – HERES WHAT YOU NEED TO KNOW," 2021 2 9, https://www.valuewalk.com/ben-graham-obsessed-fomo/
ֽ ڸ ϸ鼭 Ȯ !! Ȯ лڰ ƴ ڸ Ϸ Ѵ! ڸ ؾ ϳ ܵ ó ̷ ڸ ϰ ʹ!!! Ƿ ɱ? Ż ɱ? ϰ ڱ ڽ Ѵ!!!
鼭 ڽ ýϴ. մϴ.