ͽ 2002 ȭ ҵ ȭ ü. 嵵 ̷. ִִ 21.95% ±Ǿ̸, ±Ǿ ڿ ȸ嵵 10.89% ִ. ִ Ư ü ֽ 37.53% ̴. 迭 ȭа Ѹ 8.33% ִ. ̿ οݰܵ ַֿ ϵ ִ. з 9.51%.
ȭ ü , ȭ ȭ κ Ḧ ڵ ü 縦 ϴ ߰ ġ ִ. ͽ Ʈ翣(DNT), Ʈκ(MNB), ʾ Ѵ. ɷµ ƽþ ִ Ը ϰ ִ. ϴ NT迭(DNT, MNB ) 67.4%, NA迭(, ʾ ) 25.2%, Ÿ(źҹ, ϸϾ ) 7.3%.
DNT 췹ź µ Ǵ ȭ ̴. 췹ź ռ ڵ , Ƿ(ǵ) ȴ. KPXȭɹĮ OCI Ѵ.
MNB 췹ź(MDI) ǰ ܿ ȸ, ȣ̾ȭ, Ϻ ̾ȭ ް ΰ ϰ ִ. ѱٽ, ѱֺ̿ Ѵ.
, ϸϾ, 翣 ̸ GSĮؽ, ȭ, SK Ѵ. ǰ ַ ȴ.
ͽ ܽ þ. 2007 3000 ϴ 2008 4000 2010 5000 2012 7000 Ը ߴ. ɷ Ȯ .
ͽ 2005 ر 3ʿ ߴ. 2007 MNB ű Ǽ, 2009 DNT żߴ. 2010 1800 鿩 MNB żߴ.
2007 14̴ NT迭 ɷ 57 300% þ. NA迭 ɷµ 132 62% þ. Ⱓ NT迭 165%, NA迭 32% ߴ.
̾ 2010 ߴ. Ȳ KPXȭɹĮ ߸鼭 ͽ , üڿ ̴. 2011 Ư Ǵµ þ ̴.
2011 ͽ 171 2010 146 25 ϸ鼭, 15 þ. 84.2% 2010 4.9%P . 1%~2%븦 ϰ, ǰ ϸ鼭 ϰ ִ.
Ա
2007 100̴ Ա üڸ ϸ鼭 þ , 1818 þ. 4%̴ Աݺߵ 24.9% . Ա ô ڻ( ) þ ִ. 2007 1033̴ ڻ 3006 þ. þ ڻ 2010 3320 2011 2760 560 ߴ. Աݿ üڿ δ.
2011 ڻ ѵ 1010 ݿƴ. 2012 ѵ ܱǰ Ǹ鼭 ڻ ߴ.
缺 50% , â
ͽ 2008 ر 缺 50% ܸ ϰ ִ. 750̸, ð 3.1%.
缺 ־ â¿ ִ. 缺 2008 ϰ ִµ, Ȱ帧 ִ.
ڰ Ǵ 2009~2011 ͽ 帧 Ȱ (+), Ȱ (-), 繫Ȱ (+) . Ա ÷ Ÿ . ڰ ϴܶ 2012 繫Ȱ帧 ٽ (-) Ƽ.
1б ͽ ͼ ŵ״. 1876 8.9% پ. ݸ ƴ. 48% þ 193, 5% 164 ߴ.
ROE , PBR ...?
ͽ ڱںͷ(ROE) 11.75%. 2010 25.94% Ϸ ̴. ڱںͷ м(м) 2010 ͷ ִ. Ը üڸ , ŭ þ 鼭 پ δ. Ա þ鼭 繫 . ٸ 2012 Ŀ ڻȸ ͷ ϶ ROE ǰ ִ.
ݸ ְڻ(PBR) 2 ϰ ִ. ҷ ROE PBR ϴ 濡 ͽ 帧 ڸϰ ִ. ROE Ҵ 2009~2010 ͽ ְ帧(PCR) 8 ̴. ֱ PCR ÿ 10 ܸ ϰ ִ.
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