ۿ ˾ƺҽϴ
ܼ Դϴ
ʵбгл鿡 ü Ҽ ְ
л鿡 ̵ɰͰٴ ְΰͰϴ
ư ܼ?
̹ Ȳ å ˾ƺ
ְ ǰ ִ ¤ڽϴ
1. Ȳ
켱 װ ̺ 캸ڽϴ
ٵ ߿ϴٰ մϴ
ϴ ȸġ ȸ ߰ϱ
Ÿڸ ĥپ˰ ͳݸ ϴ ɰ ĸΰ ǥ
ظ ٶϴ
96 450 42
97 536 71
98 537 85
99 655 95
00 752 74
01 897 88
02 1011 139
6⸸ 2.24( 15% ), ͱδ 3.3(
22%) ̷½ϴ
Ⱓ ణ ־
Ӽ ϴ ֱ ϴٰ մϴ
Ư 2002 ũ Ͽϴ.
94 96̿ 뷫 30-40 Ը 97
2000̿ 뷫 80-90Ը Ŀϴ
ٰ ؿ 100븦 Ѿ ϰ ֽϴ
(94 25, 95 30̾ϴ)
Ǵ⸸ ٸ Ͽ ͵ Ҽ ִ
ϰڽϴ
ROE(ڱںͷ) 캸ڽϴ
94 02 9Ⱓ ROE Դϴ
94 8.6%
95 7.6%
96 11.4%
97 18.7%
98 17.9%
99 7.9%
00 20.6%
01 17.9%
02 15.8%
90 ߹ݱ ״ ڱںͷ Ͽϴ
ڱںԸ
ڱںͷ 97 Ǿϴ
99 ġ κп 帮ڽϴ
Ǵ⸸ ٸ Ͽ ͵ Ҽ ִ ϰڽϴ
ְ Ͽϴ.
ƽ ƴѰ͵ ̱ ϰ
ũԴ 90 ߹ ȯäȯ ֽļ ROE,
90Ĺ ǰ õ ũٰ ϴ
2. ǹ
97,98 ſ ߿ ǹ̸ ϰ ֽϴ
ñ⸦ ƿ ־ٴ ѹݵ 谡ɴ
̿ ƿ ִٴ ǹմϴ
ߵ "买 Ǹ ʰ ߴ ˼ ֽϴ"
( Ͻ ƿ. ̷ǥ !)
ñ ,,, Ͽϴ
98 鼭 ô ã 99 翡 幰 ֽĿdz Ҿϴ.
繫ǥ 96 ڻ Ͽϴ
97 ̸鼭 280뿡 ̸ԵǴµ
ֿ ڿϴ
ڰÿ ü ľҼ ִ ñ 98ε Ƹ 97
Ʈ ϼ Ǿ ϴ( 97 ܱԱ 100 Ͽϴ)
ڽϴ
Ѽ PCS 94
ڷ 11
η 10
ϳ 74
߿ ÿ Ǿִ ϳε,
ϳֽ 140 ־ϱ ִ 5300ϴ
ڷް η 98 ó ѹݸ ϳ Ű ѼPCS
繫ǥ Ⱓ ū ˴ϴ
( İ λ簡 !) óϴ ñ⸦ մϴ
ϳ ڽϴ
1ó 1999 1-5 491,000 ŵ
2ó 2000 3 41,000 ŵ( ̽ñ M.com ٲ ѼPCS ó)
3ó 2002 3 114,000ó
1ó 99 뼼±⸦ ̿Ѱ̰
2000 3 ϳ 2 ݴ뿡 ð Ⱦϴٰ ϶ϱ ٷ ̾ϴ
2002 3 ߾˰ ô ± ְ̾
· ̷ ó ؼ âϿ Աݵ ȯϿϴ
99 2000 2001 Ϳ ϰ Ͽ
ͱ ְŰ ˴ϴ
99 , ְ Ͽ ,
ִ 680 ں ԵǴ ٶ ڱں Ͽ
ROE ϴ Ȳ ϱ Ͽϴ
98 99 ̸ 8 ̻ Ϳ ġ
ǰ ʿ̾ 2000 Ҽ Ƽ ڵ ܸ ϴ
ᱹ 2001 óа Ǿ Ϳ ǾȽϴ.
ó 2002 忡 ұ ü¸ ϴ
ϳ 86 强ִ ó Դϴ.
ϳ ְ ϸ óҰ Ȯǽ ˴ϴ.
4 ļ dz ظ İ Ǵ ϴ
3. å
1) ڻָ Ұ
91 12(24, 鰡 5000) ϸ鼭 ں 40 ÿ Ǿϴ
93 ڷ ں 58 þ 94 5Ⱓ ȯä ֽ ȯǸ鼭
10 ں þ 99 ں 67 Ǿϴ
5Ⱓ 17.5% ֽļ Ͽϴ.
ȯä ȯ ۵ 94 ÷ ڻָ Ͽϴ
ڻָ 94 993 ̷µ Ѽ 230ַ üںݴ
17% մϴ.( ȯ ֽ ġմϴ.)
ոż 2260 ٴڱǿ ִ ְ غ ũ غ Դϴ
ڻִ ر ϰ ִ ¿µ 4 Ϻ 146ָ ͼҰϱ ϰ
ĥ Ұ ϷϿϴ.
ŷ ִ Ȳ ̶ ־ϴ.
Ϲ ŷ ֽ ŵѴٵ ƴϸ
ֽļ ÷ ϴ° ֽϴ
ְ Ģ ֽļ þ ֽİġ ٴ°Դϴ
ŷ̺ ̶ ħ ûȲ ִ ŷ ȰȭŰ ϴ
åϻ̳ Ȳ ֽİġ ȿ Դϴ
ū Ģ Ͽ Ͽ üֽ 11% Ͽϴ
ܳ ڻֵ ʿ Ȳ ȰҰ ˴ϴ
2) ϰ å
ڸ Ѽ ִ° Ҽ ִٸ
ʾƵ ʰڽϴ
ֳϸ 2߰ ɸ Դϴ.
ΰ Ӽ ɸ ż
ϴ ǽɶ̱ մϴ
ѱ(ٸ ٸ ϴ) ϰ å
ü 濵 ϰ Ϳ Դϴ
" ϸ 缺 ȸ ̴"
ϰ ֽϴ
ϸ 缺 ϴٸ ݾ þ.
ڿ ε ɵմϴ
ڰÿ ȮεǴ 94 2002 9Ⱓ 缺 21.4%Դϴ
97 98 11.16% 12.20% ϸ 20% Ѵ Դϴ
97 2002 6Ⱓ 缺 ϰ ֽϴ
97,98 ñ Ƴ ְ
99 Ŀ ڻκ Ѵٸ üǴ ñ⿴ŭ
缺 Դϴ
2000 ߰ ϰ ֽϴ.
߰ 帧 Ȱ ϱ ƽϴ.
ȵ ö ֽϴ.
ö ߿ " ----"̶ ǥ ־ ϴٸ
ʳϴ Դϴ
ī ´ٰ ص 3̸ Աݵ˴ϴ
ִ ġǿ ̱ ֺ ġ ʴ
帧 ū Դϴ.
̰ Ͽ ߰å ϰϴ .
˷帱
91 98 ֿ Ҿְ ߾ϴ
ڱݻ ȣǰ ȸ縦 ݼ ÷ 濵 Ѵٸ
99 յå ϰ ִ ʴٰ ϴ.
£ ° 뿡 ϰڽϴ
ι ؼ 츮 ˼ ־ϴ
" ܼϸ ڰ ̴.
÷ ְ ڱں ȿ ν
ͼ ִ.
å 濵 ŷڹް ִ.
ְ ߸ ذ ̴
------"
ؾ ϴ ִµ °ۿ ٷ絵 ϰڽϴ
ַ ǰڴµ, ¤ ϰڽϴ
Ư £ Ŵ ƴѵ 쿬 dz
ְ Ǽ ִٸ ڽϴ
Ǿϴ
̹ ߱ ^^;
˷ ƴϾٸ ̶
ϱ....
а ϴ...ǽϼſ...
ѱ ﺸ ξ 鵵 ֽϴ